Private Lending for Flippers & Landlords Nationwide
Fund Your Next Deal in 7 Days
Get up to 85% purchase + 100% rehab,
term sheet in 24 hours. No hidden fees.
Private Lending for Flippers & Landlords Nationwide— Fund Your Next Deal in 7 Days
Tired of Bank Delays? Hear How We Fund Deals Faster
When I was closing on a deal over the winter and had to switch lenders multiple times while already under contract, I was referred to Shalom, and he came through. Then again, he came in and saved the deal I just closed on today, while getting us an awesome interest rate. 20 of the 33 units I've closed on this year have made it past the finish line, largely due to his hard work. With both deals, we were having major issues with underwriting, and I've honestly never had a mortgage broker work so hard to find a lender that can get the deal done. No matter what type of deal you're doing, I highly recommend partnering with envy investment group to find the best loan product for it. 10/10 experience both times.
Hey my experience with Envy Investment Group has been like no other. They provided me with a fast closing and great terms. I will continue to do business with them.I highly recommend them.Thanks Shalom for everything.
Working with Shalom @ envy was super smooth. He helped me with a DSCR loan on my rental refinance and I wouldn’t have wanted to work with anyone else. Great terms, smooth closing!
Shalom is the best private lender I have ever worked with. I funded my 5 unit building in Syracuse NY. Quick, creative, and personal. He did what others couldn’t. Great professional to work with. Would recommend him to anyone in need of capital.
Working with Shalom was super easy, fast and simple. He really cares about the people he works with. I highly highly recommend working with him! I have done a few deals with Shalom in both Iowa and Arizona since 2023 and I always knew he was going to problem solve with me to get the deal done. Best of all Shalom is a genuine and trustworthy person to his core which makes doing business with him a no-brainer.
Working with Shalom and Envy Investment has been an absolute game-changer! They helped me secure 100% financing, making it possible to move forward on deals that would have been out of reach otherwise. Their team is knowledgeable, reliable, and truly dedicated to helping clients succeed. We’ve now closed 8 loans together, and each one was handled with professionalism and efficiency. The process was smooth every time, and I always felt supported from start to finish. If you’re looking for a financing partner who delivers results and goes the extra mile, I highly recommend Shalom and Envy Investment. Looking forward to many more successful deals ahead!
Why Envy Investment Group?
Your Local, Investor-First Lender
Built by Investors, for Investors. We know what it’s like to lose a deal so you never will.
Ultra-Fast Turnarounds
Term sheet in 24 hrs → Funds in 7–10 days
Maximized Leverage
Up to 90% purchase + 100% rehab
Deal-First Underwriting
We look at ARV & cash flow, not just your credit score.
No tax returns & personal income documents needed!
Transparent Terms
No hidden fees.
We disclose everything upfront.
See How Investors Closed in Just Days With Our Funding
Which Funding Option Fits Your Deal?
Fix-&-Flip Loans
12 mo, IO, no prepay penalty
DSCR Loans
30 yr fixed/ARM, low-doc
Bridge & Refi
5–12 mo, cash-out, gap funding
About Shalom Yusufov –
CEO Investor/Lender
Envy Investment Group was built to help investors close faster and scale smarter. We’ve already funded millions in flips, rentals, and commercial deals nationwide.
As active investors ourselves, we understand what you need, and how to deliver it quickly.
We specialize in DSCR, hard money, private money, and commercial loans, providing flexible solutions that move deals forward.
We’re not just your lender, we’re your long-term debt partner. Need a contractor, agent, or creative solution after closing? We’re here for the lifetime of your investing journey.
Ready for funding?
About Shalom Yusufov –
CEO Investor/Lender
Envy Investment Group was built to help investors close faster and scale smarter. We’ve already funded millions in flips, rentals, and commercial deals nationwide.
As active investors ourselves, we understand what you need, and how to deliver it quickly.
We specialize in DSCR, hard money, private money, and commercial loans, providing flexible solutions that move deals forward.
We’re not just your lender, we’re your long-term debt partner. Need a contractor, agent, or creative solution after closing? We’re here for the lifetime of your investing journey.
Ready for funding?
Frequently Asked Questions About Investor Funding
How fast can I really close?
- Fix & Flip loans: 7–21 days (depending on rehab scope).
- DSCR loans: 3–4 weeks.
- Small commercial deals: 60–90 days.
- We issue term sheets in 24 hours so you know where you stand right away.
Do I need to already have a property under contract?
No. We can pre-approve you before you make offers, so you’re ready to move as soon as the right deal comes up. Many investors use this to negotiate stronger offers with sellers.
What credit score do I need to qualify?
We’re deal-first underwriters. That means we focus on ARV, cash flow, and the numbers — not just your score. Typically, a 650+ FICO works for most programs, but we’ve also funded investors with lower scores by adjusting leverage.
Do you offer special promotions?
Yes. We frequently run investor specials like free appraisals (a $700 value) or reduced interest rates (as low as 8.99% on select Fix & Flip loans). Ask us about this month’s promo when you apply.
Do you only lend in NJ & PA?
No. We’re headquartered in New Jersey but fund deals nationwide. Investors across the East Coast, Midwest, and beyond use us for flips, rentals, and commercial projects.
What if I’m looking for FHA or conventional financing?
We’ve got you covered. If you need FHA, VA, or conventional financing, we’ll connect you with a trusted partner lender in our network — so you’ll still be in good hands.
Why should I work with Envy instead of another private lender?
Because we’re not just transactional — we’re your long-term debt partner. Beyond funding, we help with contractor connections, agents, and creative strategies to keep deals alive and profitable.
Do you guys work with beginners?
Yes, we actually specialize working in with beginners and happy to walk you through your first deal.