Already Have an Annuity? It Could Pay for Long-Term Care 3× Over.

If you’ve built up $30K or more in an annuity, you may qualify to reposition it into a long-term care plan that multiplies your coverage – with no taxes, no premiums, and no loss of control.

What Is an Annuity-Based LTC Plan?

Many retirees in Washington have annuities they no longer plan to touch, or aren’t sure what to do with.

With a 1035 exchange, you can roll your annuity into a special plan that gives you up to 2–3× more value, exclusively for long-term care.

Why it works:

✅ LTC-specific annuities offer tax-free withdrawals under IRS rules
✅ If you don’t need care, your investment remains yours or goes to your beneficiaries
✅ Your original money grows at a guaranteed interest rate

Benefits of This Strategy

🛡 Up to 3× More in Coverage
Reposition $100K into up to $300K+ in LTC benefits.

💵 100% Tax-Free for Care
Withdrawals for qualifying care come out tax-free under Section 7702B.

🔁 No “Use It or Lose It”
Don’t need care? Your annuity keeps growing — and passes to your estate.

🧘‍♂️ No Market Risk, No Ongoing Premiums
Lock in your plan with a single move. No future costs, fees, or surprises.

👨‍💼 1-on-1 Guidance from a Washington-Based Expert
You’ll speak directly with John — not a call center. He’s local, licensed, and understands the state-specific landscape.

Who This Is For

You may be a great fit if:

• You’re 55–80 years old
• You live in Washington State
• You have $30,000 or more in a non-qualified or qualified annuity
• You want to protect your spouse, savings, or family from the cost of care

Common Questions (FAQ)

Q: Will I lose access to my money if I move it into this plan?
A: No. You’ll still have access – and if you don’t need care, your annuity keeps growing and goes to your estate.

Q: Are there fees or penalties?
A: In most cases, no. You can transfer your annuity using a 1035 exchange, which avoids penalties or taxes.

Q: Do I need to undergo medical underwriting?
A: Many plans don’t require full medical exams. John will help you find one that fits your health profile.

Q: What if I already have a long-term care policy?
A: This plan can work alongside what you have — or in many cases, replace outdated or expensive policies.

Want to See What Your Annuity Could Do For You?

I will personally review your annuity and let you know if you qualify, in plain English, with no pressure to commit.